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Middle-income homeowners reaped sizable rewards in home appreciation since 2012
New report from NAR details wealth building from home value growth over past decade
Read More »![](https://sg.dev.scotsmanguide.com/files/sites/2/2020/09/a3de192b_shutterstock_1156208635-768x402.png)
Survey: Recessionary concerns keeping one-third of Americans from buying homes
Insurance company’s poll finds that Americans are taking looming pressures of a downturn seriously
![](https://sg.dev.scotsmanguide.com/files/sites/2/2021/03/a2c56882_millennialhomebuyers-768x402.jpg)
CoreLogic: Low-cost Midwest areas, high-tech hubs alike attract first-time buyers
Scranton, Pennsylvania, had highest share of potential first-time homebuyers
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/04/industrywatch-4.10-14-768x402.png)
Industry Watch: New programs from Fifth Third, UWM, Planet Home Lending and more
Fifth Third Bank announced its Rate Drop Protector program to help allay concerns about fluctuating interest rates as the Federal
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/04/Shutterstock_1984468556-Facebook-Ad-768x402.jpg)
FHA seeking feedback on new guidelines for properties with ADUs
Change would allow borrowers to use rental-unit income as part of qualification standards
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Residential Spotlight: Texas
The Lone Star State is a hotbed for jobs and affordable housing
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/7270ddbf_r_Hopulele_0921-hero-768x402.jpg)
Would-Be Homebuyers Are Motivated but Disheartened
A year into the pandemic, survey data reveals the angst of many potential borrowers
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/5f514062_r_Spotlight_0621-hero-768x402.jpg)
Residential Spotlight: Southwest Region
Four growing states look to recover from the health crisis.
A New HMDA Show Is Debuting at a Lender Near You
Home Mortgage Disclosure Act changes are expected to alter the course of fair-lending
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/bfdef716_jeromepowell2-768x402.jpg)
Powell’s remarks to Congress suggest more rate hikes on horizon
Fed chair says pace of rate increases could also heighten again if warranted
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/9c3aff68_FHFA-seal-768x402.jpg)
FHFA delays implementation of controversial DTI-based loan fees
Effective date pushed back three months from May to August ‘to ensure a level playing field’
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/03/jeromepowell2-768x402.jpg)
Despite banking insecurity, Fed raises benchmark rate by 25 basis points
Ninth straight increase moves federal funds rate’s target range from 4.75% to 5%
CMBS Loan Refinancing With Defeasance
Brokers and borrowers have a choice when prepaying commercial mortgage-backed securities
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/da1d8240_KrattensteinHero-768x402.jpg)
The Quirks of Vacation Rentals
Closing loans for short-term rental homes can be lucrative work for brokers
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/a4b223bc_Switzerland-IntInvestments-Hero-768x402.jpg)
International Investments: Switzerland
Swiss banks are well-regarded safe havens. Long-standing provisions protect the identity and financial security of an account holder, while Switzerland’s
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/01/14554757_Closings-08-22Hero-768x402.jpg)
The recovering hospitality sector is full of surprises
Anyone who has waded into the throngs of travelers at the airport or fought to find a reservation near Disneyland
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Author Arnie Aurellano Arnie Aurellano is chief reporter and website content editor at Scotsman Guide. View all posts
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![Arnie Aurellano](https://sg.dev.scotsmanguide.com/files/sites/2/2022/10/285d09e3_Arnie-Aurellano.jpg)
Middle-income homeowners reaped sizable rewards in home appreciation since 2012
New report from NAR details wealth building from home value growth over past decade
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Author Arnie Aurellano Arnie Aurellano is chief reporter and website content editor at Scotsman Guide. View all posts
![](https://sg.dev.scotsmanguide.com/files/sites/2/2022/03/e466bff2_shutterstock_1514333597-1-300x157.png)
Middle-income homeowners reaped sizable rewards in home appreciation since 2012
New report from NAR details wealth building from home value growth over past decade
![](https://sg.dev.scotsmanguide.com/files/sites/2/2020/09/a3de192b_shutterstock_1156208635-300x157.png)
Survey: Recessionary concerns keeping one-third of Americans from buying homes
Insurance company’s poll finds that Americans are taking looming pressures of a downturn seriously
![](https://sg.dev.scotsmanguide.com/files/sites/2/2021/03/a2c56882_millennialhomebuyers-300x157.jpg)
CoreLogic: Low-cost Midwest areas, high-tech hubs alike attract first-time buyers
Scranton, Pennsylvania, had highest share of potential first-time homebuyers
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/04/industrywatch-4.10-14-300x157.png)
Industry Watch: New programs from Fifth Third, UWM, Planet Home Lending and more
Fifth Third Bank announced its Rate Drop Protector program to help allay concerns about fluctuating interest rates as the Federal Reserve works to tame inflation.
![](https://sg.dev.scotsmanguide.com/files/sites/2/2023/04/Shutterstock_1984468556-Facebook-Ad-300x157.jpg)
FHA seeking feedback on new guidelines for properties with ADUs
Change would allow borrowers to use rental-unit income as part of qualification standards