Ralph DeFranco, Author at Scotsman Guide

Ralph DeFranco

Ralph DeFranco is global chief economist of the mortgage group at Arch Capital Services Inc., White Plains, N.Y. He leads the company’s efforts to forecast regional home prices and develop predictive economic models. He also is the author of The Housing and Mortgage Market Review, a quarterly report on the state of the nation’s housing sector, which includes probabilities of home-price declines from the Arch MI Risk Index.

Articles by Ralph DeFranco

Market Trends

One Bright Spot

Expect the housing market to continue outperforming the rest of the U.S. economy

Residential Real Estate

It’s a Housing-Market Slowdown, Not a Bust

Rising interest rates have cooled sales, but unemployment remains low and the economy is riding high