Christopher L. Gardner, J.D., is a broker and licensed mortgage lender with 26 years of experience in the real estate and mortgage industries. He has examined more than 10,000 condominium associations and, as such, is one of the nation’s leading condominium experts. He is founder and CEO of Condofax, the original condominium association assessment report for buyers, insurers and brokers. He is an avid golfer, father, chef and writer.