Forces of Nature
These underlying currents could shape the housing market in the months to come
Spotlight: Great Plains Region
These Midwest states have reasons for optimism.
Everybody Wants the Answer to This Question
When it comes to home price fluctuations, form an opinion based on historic data
Q&A: Barry Habib, MBS Highway
A rate drop could nudge some borrowers off the fence
Don’t Shut the Door on Quality Borrowers
Bank-statement loans can offer a solution for self-employed clients with complicated finances
A Counterintuitive Growth Strategy
An industry downturn may actually be the best time to step on the gas
Featured Top Originator: Mark Goodwin, First National Bank
No. 18 Top Purchase Volume, No. 59 Top Dollar Volume
Rate hikes eat into affordability even as prices decline
Even though home prices have plateaued or declined in many U.S. markets, affordability worsened in 99% of the counties analyzed in fourth-quarter 2022 by Attom Data Solutions. In the final three months of last year, data shows that the median-priced single-family home and condominium were less affordable compared to historic averages in virtually every county […]
Originators have the power to lend more inclusively
Homeownership is likely the most important and most accessible way for households to build wealth in America. According to the U.S. Department of the Treasury, households outside of the wealthiest 10% derive more wealth from home equity than any other source. Homeownership has many economic benefits and has long been a central tenet of achieving […]
Under One Roof
Multigenerational housing may solve some of today’s challenges