Spectrum of Opportunity

Reading Time: 5 minutesMortgage industry success requires embracing people of all backgrounds

Higher costs limit demand for many types of mortgages

Reading Time: 2 minutesHousing markets across the nation are facing significant rebalances since the upward surge in mortgage interest rates starting in March 2022. At the beginning of the year, many experts predicted a modest increase in mortgage rates to a level of about 4%. Nevertheless, as elevated inflation (and inflation expectations) over the past year ignited fears […]

What happens when Wall Street buys Main Street?

Reading Time: 3 minutesCompanies that buy and rent single-family homes have drawn increased scrutiny over the past year. At a congressional hearing in July, a Houston real estate agent urged lawmakers to act because institutional investors are “creating a generation of renters” who will miss out on the benefits of homeownership. Although there is some evidence that institutional […]

Makeover Magic

Reading Time: 5 minutesSprinkle some fairy dust into your borrowers’ renovation projects

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